Real estate appraisal services for homeowners in the city of Berlin and Worcester County

Here are the top 7 reasons MD homeowners use Berlin Appraisal Company:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MD divorce, where real estate property needs to be divided
  7. Settle an estate in MD by determining the true market value of real estate in question

Do you own a house in or near Berlin? Do you need help deciding the price of your real estate?
Contact Berlin Appraisal Company.

We at Berlin Appraisal Company understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Berlin Appraisal Company, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping consumers just like you dismiss unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties close to yours. That means you are paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Berlin Appraisal Company is your perfect weapon.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Berlin Appraisal Company can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Berlin Appraisal Company can We can assist you. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.